At Convergence Financial, we believe in working closely with our clients to help them develop and execute upon their financial goals in retirement. There are many questions that must be answered leading up to and during retirement, such as:
When should I start drawing social security?
What options should I elect with my pension?
When can I afford to retire?
How much can I afford to pull out of my investments each month during retirement?
Through our planning process, we can help answer these questions and build a roadmap that is tailor made for your situation. This will give you the confidence you need to answer these important questions. But it doesn’t stop there. Developing a great game plan is only half the battle. Once the plan is in place, we will work with you over the years to ensure that you stay on the right path for financial success.
We believe that Financial Planning is the building block of anyone’s financial picture. This can mean planning for many different financial goals, such as:
Estate and Legacy Planning
Long-term Care Planning
As it says in our logo, we believe in helping our clients develop customized financial planning strategies, working with them to execute upon those plans through consistent service and then funding those strategies with investment management services that are specific to their situation.
As an independent firm, Convergence Financial has no proprietary products or sales quotas to meet. This means that through our relationship with LPL Financial, our clients will have access to a broad array of tools, technology and resources that enable us to offer unbiased advice and conflict-free investment recommendations.
Check the box that best describes you:
□ I would like my last check to bounce – I planned it just right!
□ I would like to leave money to my children
□ I would like to leave money to a charity
Regardless of which box you checked, you have an estate plan. Depending on which situation you are in, advanced estate planning strategies may make sense to consider. By understanding your situation, we can help you plan and make the most from what you’re trying to accomplish. For most people, that is striking the balance between protecting their loved ones or charities, while making sure they are protecting themselves.
Insurance and Annuities
As an independent firm, we have no allegiance to any specific Life Insurance or Annuity companies. That puts us in a great position to go out and shop for the best price/features for our clients.